刘銮雄太太第三胎

Designation of Deutsche Bank as yuan-clearing bank in EU adds impetus to broader trade_我的网站

A |     　　【专家学思】　　日前，国务院印发《美丽中国建设“十五五”规划》，部署“十五五”时期“加快形成绿色生产生活方式”这一重点任务。此前，北京市发布全国首个《餐饮外卖商户绿色包装使用指南》（以下简称《指南》），对外卖包装的选择、使用、减量与复用作出系统规范，为破解过度包装难题提供了可操作的实践指引。

B | 推动外卖包装瘦身，减去的是功能冗余和资源浪费，改变的是生产经营、消费选择和城市治理方式，其深层意义在于以小包装的绿色变革撬动生产生活方式绿色转型。

C | 　　包装内卷折射出以材料叠加换取产品溢价、以资源消耗弥补服务竞争的经营逻辑。    

    A concept photo of currencies and financial market Illustration: VCG
The designation of Deutsche Bank, a key and influential bank in Europe, to serve as the yuan-clearing bank will greatly facilitate and expand the use of the yuan in the EU market, providing more impetus to broader China-EU economic and trade ties, a Chinese analyst said on Tuesday.
The People's Bank of China (PBC), the central bank, announced on Monday that it had decided to authorize Deutsche Bank to serve as the yuan-clearing bank in Frankfurt, Germany, based on a memorandum of understanding with the Deutsche Bundesbank.
The move came as China-EU trade and economic ties continue to deepen and bilateral trade continues to expand, despite recent restrictions imposed by the European Commission.
In a statement sent to the Global Times on Monday, Deutsche Bank said that following the appointment by the PBC, it will facilitate direct end-to-end processing, clearing and settlement services for cross-border yuan transactions for European financial institutions and businesses, acting as a local bridge to China's payment systems. 
Deutsche Bank, a global systemically important bank as well as the world's largest euro-clearing bank, said that it is the first foreign bank in Europe to receive this designation.
"Securing yuan-clearing capability in Europe reinforces our role as a trusted global clearing partner and our long-standing support for yuan internationalization. It strengthens China-Europe financial connectivity and enhances our ability to support clients' cross-border trade and investment flows with greater choice and flexibility," Alexander von zur Muehlen, CEO of Asia Pacific, Europe, Middle East & Africa and Germany at Deutsche Bank, said in the statement.
Xi Junyang, a professor at the Shanghai University of Finance and Economics, told the Global Times on Tuesday that while a number of Chinese banks are already performing yuan-clearing functions in the EU, the addition of Deutsche Bank, with its deep roots in the local market, carries great significance.
"Banks have different client bases, and Deutsche Bank has many European companies as its customers. With the appointment, these market participants enjoy a far greater degree of facilitation and ease in tapping yuan use cases," said the professor.
Companies and financial institutions can also avoid risks of foreign exchange losses as they can now directly choose yuan-euro settlement and bypass the use of a third currency, the expert said, noting that China-EU trade and investment ties will be one step closer with a local clearing bank coming onboard.
Tian Lihui, dean of the Institute of Financial Development at Nankai University, told the Global Times on Tuesday that the latest development, some 12 years after the first-yuan clearing bank form a Chinese bank was set up in Frankfurt, marked a milestone as the yuan-clearing system in Europe has evolved from a model where "Chinese entities handle clearing for Europeans" to one where "Europeans handle yuan-clearing themselves."
The decision by one of Europe's largest domestic banks to integrate into the yuan-clearing system signals that China-Europe financial cooperation is moving beyond the shallow level of facilitating trade settlements into the more substantial level of jointly building financial infrastructure, Tian said.
For both China and Europe, this move represents a mutually beneficial institutional alignment, Tian said. "China gains greater depth in the offshore yuan market, while Europe secures an additional strategic option amid the contest of major currencies."
Brussels has recently been intensifying its use of restrictive trade and regulatory tools across sectors ranging from clean technologies to digital infrastructure and foreign subsidies, with many of these measures seen as directly affecting Chinese firms and adding strain to China-EU economic relations.
However, despite these moves, deepening industrial and supply chain integration and the strong complementarity of the two economies have continued to push bilateral trade to new highs. In the first seven months of 2026, China's total trade with the EU stood at 3.67 trillion yuan ($543.90 billion), up 9.5 percent year-on-year, data from China's General Administration of Customs showed on Friday.
As China-EU economic and trade ties continue to expand and deepen, demand for the yuan to be used in the EU market will rise proportionately, and more EU banks will likely be authorized to serve as yuan-clearing banks, Xi Junyang said.
Financial cooperation between the world's largest trading bloc and the largest trading nation has accelerated in recent months. In May, the PBC renewed and expanded a bilateral currency swap agreement with the National Bank of Serbia, increasing the value of the swap from 1.5 billion yuan to 5 billion yuan.
Almost 80 percent of the surveyed Chinese companies operating in the EU plan to expand their investment, even amid tightening policies in the EU and an increasingly complex business environment, according to a report published by the Chinese Chamber of Commerce to the EU and the China Economic Information Service in March. Fostering cooperation in emerging industries and cross-border finance have been highlighted by industry insiders as new growth drivers of China-EU trade and economic cooperation.
The yuan accounted for 3.1 percent of global payments in June, rising from 2.75 percent in the previous month, and ranking as the fifth most active currency for global payments by value, according to a report from the Society for Worldwide Interbank Financial Telecommunication. In terms of trade finance, the yuan ranked second with a market share of 8 percent.
。外卖包装本是盛装餐品、防止洒漏、保障安全、方便配送的必要手段。然而，在激烈的市场竞争中，其功能却被不断延伸，逐渐由保障食品安全的工具，演变为商户制造产品溢价、争夺消费注意的竞争手段。商户将本应依靠餐品质量、配送效率和服务水平形成的竞争力，转化为包装层数、规格和外观上的比拼。在庞大的外卖消费规模和高频交易中，点滴冗余不断累积，形成可观的资源消耗和环境压力。

D | 同时，包装相关成本会转嫁给消费者，废弃包装处理成本则由全社会共同承担。　　因此，治理外卖过度包装，关键在于纠正经营逻辑，使行业从包装比拼回归品质竞争，以食品安全、餐品质量、配送效率和服务体验赢得市场，让包装回归保护餐品、方便配送的基本功能，不让面子压过里子。　　绿色包装不是简单减少包装数量，更不能以牺牲食品安全和消费体验为代价。包装瘦身的关键是实现功能与需求的精准匹配，一种包装能够承担的功能，不需要通过多层包装重复实现：必要包装要用好，冗余包装要减去；能够通过结构设计解决的问题，就尽量减少材料叠加现象。

E | 《指南》根据餐品形态、温度、含汤量、含油量和运输需求提出分类方案。“一餐一策”的实质，是推动包装由粗放供给转向精细供给，结合餐品、分量、配送距离和天气条件匹配不同包装方案。　　餐饮商户应根据菜品特点、分量大小、配送距离和季节温度，建立包装选型规则，避免用少数几种通用餐盒应对所有餐品。包装生产企业也应从简单增加厚度、层数和应用复合材料，转向轻量化设计、结构创新和材料创新，以更少的资源投入实现更好的防漏、保温和保护效果。

F | 包装减量不是降低标准，而是提高资源配置效率，减少无效投入，减掉功能冗余，增加设计含量。　　外卖包装虽小，却关联着生产企业、餐饮商户、外卖平台、消费者和垃圾处理系统。包装瘦身，需要明确各方责任，推动设计、生产、使用、回收和处置各环节同向发力。　　其中，餐饮商户应承担源头减量责任，优化餐盒规格和组合方式，减少不必要的独立分装、重复套袋和装饰性包装。对餐具、吸管、调料等一次性用品，应根据消费者实际需要提供，避免“默认配送”变成“默认浪费”。　　外卖平台应发挥规则和技术优势，如在商户端提供餐品与包装规格匹配工具，在消费者端优化“无需餐具”“简约包装”等选项。平台可将绿色包装纳入商户评价和激励体系，挖掘订单数据，分析包装用量、餐品破损率、投诉率和包装成本，通过数据推动包装方案优化。

G | 　　包装生产端要加快材料和结构创新，推动包装轻量化、材料单一化和结构易分离化，减少难以拆解回收的多层复合材料。　　回收处置端应完善分类投放、资源化利用体系，推动上下游有效衔接，形成绿色包装完整闭环。　　推动包装瘦身，还应更新对消费品质的认识。部分消费者习惯以包装厚度、层数和精美程度衡量商品价值，这种偏好反过来会导致商户过度包装。其实，真正的品质并不体现在包装堆叠上，而在于餐品安全、使用便利、服务周到、环境友好。简约不等于简陋，包装适度、整洁可靠，更能体现经营者专业水平。　　对此，平台和商户应加强信息引导，让消费者认识到少用包装、按需配给餐具调料是更负责任的服务。可通过绿色积分、优惠券等方式，鼓励简约包装，推动消费者由被动接受转为主动参与。

H | 当然，绿色责任也不能全部推给消费者，平台和商户不得借环保的名义减配服务、增设不透明收费，相关举措应当公开透明。　　外卖包装治理，是城市治理方式转变的一个缩影。过去包装废弃物管理多聚焦末端清运处理，若前端包装持续增加，仅靠末端治理容易陷入被动循环。绿色包装标准出台，标志城市环境治理由末端处置向源头减量、过程控制和系统治理转变，治理对象也从单一废弃物扩展到企业生产、平台规则、消费选择和回收体系。　　建议市场监管、商务、城市管理、生态环境等部门加强协同合作，构建标准制定、行业指导、监督检查、效果评价贯通的治理机制。

I | 一方面，充分兼顾场景差异，杜绝“一刀切”，重点整治超出实际功能需求的包装行为，降低中小商户转型成本；另一方面，建立科学评价机制，综合考察耗材用量、餐具使用率、洒漏率、满意度、回收利用率等指标，让绿色包装有标准、可评估。

J | 包装回归实用、生产更加集约、消费更加理性、治理更加精细，正是小包装绿色变革所承载的深远意义。（作者：魏鹏，系重庆市中国特色社会主义理论体系研究中心西南大学分中心特约研究员、西南大学经济管理学院教授）。

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Published on:01:14:57